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The Only No-Risk Investment-Perpetual Charity (Sadaqah Jariyah)
The Prophet Muhammad said: "When a man dies, his action discontinues from him except three things, namely, perpetual sadaqah (charity), or the knowledge by which benefit is acquired, or a pious child who prays for him." (Abu Dawud 2880)
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Allah says in the Quran (3:92):
"Never will you attain righteousness until you spend [in the way of Allah ] from that which you love. And whatever you spend - indeed, Allah is All-Knowing of it."
Allah says in the Quran (2:261):
“The example of those who spend their wealth in the way of Allah is like a seed [of grain] which grows seven spikes; in each spike is a hundred grains. And Allah multiplies [His reward] for whom He wills. And Allah is all-Encompassing and Knowing.” (Quran 2:261)"
A man asked the Prophet, "O Allah's Messenger (ﷺ)! What kind of charity is the best?" He replied. "To give in charity when you are healthy and greedy hoping to be wealthy and afraid of becoming poor. Don't delay giving in charity till the time when you are on the death bed when you say, 'Give so much to so and- so and so much to so-and so,' and at that time the property is not yours but it belongs to so-and-so (i.e. your inheritors). (Al Bukhari 2748)
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